Supplemental Health Insurance
Individual Insurance
Allstate Workplace Division offers a broad portfolio of life, supplemental health and disability insurance products for individual ownership.
Our products supplement other insurance and offer flexibility that allows a consumer to make choices depending on their individual insurance needs. Benefits are paid in addition to other coverage and can help offset the non-medical costs of treatment. The policies are individually owned and portable, even when payroll deducted and offer the option of converting to a direct payment billing method at any time. In addition, when premiums are payroll deducted, most health insurance products qualify under Section 125 of the Internal Revenue Code, meaning premiums can be paid pre-tax. Our advanced administrative capabilities allow for convenient payroll deduction of premiums on a weekly, bi-weekly, semi-monthly, or monthly basis.
Group Insurance
The Allstate Workplace Division Group Division offers multiple products and a variety of plans to provide life insurance, dental as well as short and long term disability programs to larger employers throughout the United States. In addition we offer a Limited Benefit Medical Plan, AHLminimedical®. Flexibility within each contract allows the client to select a group program that best meets the needs of the employer.
Our excellent relationships with the national brokerage / consultant communities are deeply rooted and form a solid base for business that is national in scope.
Our Products:
- Accident Protection
- Supplemental Health Insurance
- Cancer/Specified Disease Protection
- Critical Illness
- Disability Income Protection
- Universal Life
- Term Life
All products can be customized to cater to your individual needs. They can effectively meet high deductibles associated with major medical health insurance for hospital visits and/or maternity coverage. Policyholders receive cash for claims, regardless what your major medical health insurance covers for an accident, hospital stay, childbirth, etc; your supplemental health policy will pay you directly.
Allow us to prepare a plan for you. Contact us.
